LEARNING TOOLS FOR YOU - EXAMPLES

HOT POPULAR INTERNET PYRAMIDS (ONE KIND)
The darling of online pyramid scam artists is the 2x2 - 3x5 matrix (or bigger).  The identifying feature of what makes it a pyramid is that you have to "Fill" up the pyramid to get paid.  Filling up the pyramid is head hunting and makes it illegal in allmost all states and to the Feds.  Here is how it works except dollar amounts will vary:


                         0  ----------- You pay $180 to Play the Pyramid Game
                        0   0  -------- 1st level 2 @$180 every sucker pays you bring in!
                     0 0    0 0 ------ 2nd level  4  @$180 more suckers that pay to finish the pyramid!
                                  .   Filled?  You collect $170!
                                  .   Congratulations your first step to jail!
                                  .
                             New "Rollover" Pyramid CYCLE starts - The words Cycle, rollover or start new matrix
                          0  ----------- You pay $170 to Play the Pyramid Game
                        0   0  -------- 1st level 2 @$170 every sucker you brought in above in #1
                     0 0    0 0 ------ 2nd level  4  @$170 more suckers from #1 to finish the pyramid!
                                  .    Filled?  You collect $600
                                  .    Congratulations your second step to jail!
                                  .
                             New "Rollover" Pyramid CYCLE starts
                          0  ----------- You pay $500 to Play the Pyramid Game
                        0   0  -------- 1st level 2 @$500 every sucker you brought in above in #1
                     0 0    0 0 ------ 2nd level  4  @$500 more suckers from #1 to finish the pyramid!
                                  .    Filled?  You collect $1000
                                  .    Congratulations your third step to jail!
                                  .
                                               more matrix fillups to get to $5250


All you have to do is sign up 6 people on your 2 levels in a pyramid scheme and you  collect $170!  And don't worry you will be getting spillover from your upline it will be almost automatic to fill the 6 positions under you with each paying $180. Pyramid scheme Bullship! Then you arer promoted to the next matrix "Leader" and collect $500 in this pyramid scheme - Then on to the next Director Matrix and collect $1000! - Then fill up a Director Marix and collect $2250 - Then a special President's Matrix will pump out $5250... and hold you in for more and more $5250's!!! WOW!. Keep bringing in the sheep to the pyramid scheme and get rich!  In reality I have been through the books of  Pyramid Schemes like this after the government closed them down.   The actuall average payout is around 14%.   That means $22!  Why?  In most Matrixes and especially pyramid scheme matrixes spillover is a myth!  Over 90% of the people who join these pyramid schems never finish a matrix.  To discourage people some regulatory agencies are charging the top winners in the Pyramid Scheme when they bust them.  So if you do end up a winner in this pyramid scheme lottery you may find yourself spending $10,000 on lawyers in court to stay out of jail (good luck)!

Oh Yes They Cycle - Theoretically after you fill the first pyramid scheme 2x2 matrix you can take your money and go into a next level pyramid matrix with the $150 you made out of the first.  That 2x2 pyramid scheme matrix will supposedly generate $500 (example) when filled.  Yes, there are other pyramid scheme matrixes to go into on the "rollover" to get you into "grand larceny" charges by state and local goverments (Grand Larceny charges ususally start at about $2500).  That way you are not charged with pyramid scheme laws...You are charged for Grand Larceny!  WOW!  More Fun!.... you can bypass all that court hassle and go to the Big House and live with Bubba as your cellmate for only $2500. <<Rod says>> more fun than Vegas huh?

Here is a great 2x2 illegal pyramid selling asset protection!   www.genesis2x2.com   Great deal at least when you go to jail for pyramid scamming you can keep your money safe!  Except what you have to pay the lawyers to stay out of jail!  Oh and those $100,000 fines!  But with all the spam going out the law will get at least one!  Here is another one that is going full blast on 2 Jan 2002 http://www.turbopayout.com/index/

MERIDIAN FILL UP A PYRAMID PLAN
27 Mar 2003

Editorial: I would like to meet the person that wrote the Meridian Pyramid pay plan.  As a complan designer (legal ones only) I have a great admiration for who ever wrote this.  I am going to declare it the slickest rollover pyramid sales plan of the decade!

First Meridian starts out suggesting  "by purchasing the 3 images shown below from our exclusive online galley you would receive a total of 9 Art Reward Tokens giving the potential to earn up to $9000 in sales commissions."  That means you plunk down $900 bucks to play the game @$100 per token.  Reports to me indicate that a lot of people are doing the $900.  Great move! Talking about tokens (U.S. law enforcement calls them vouchers sometimes) detracts from "head hunting recruitment" = slick move! (see pyramid diagrams ABOVE)

Then you fill up a normal little 2x2 pyramid matrix with six tokens. Another stroke of genius you have to get 8 more tokens (vouchers for $100) underneath that little pyramid matrix (in any pattern) to collect $200.  A little low by pyramid matrix standards, but not bad.  This is an advanced development in pyramid matrixes because it increases breakage, restricting payouts on those that pop $900 for a starter package.

Once the requirements above are met your "token" ($100 position) becomes magnetic (old pyramid term "rollover") and starts its own new 2x2 pyramid matrix that pays out $800 for a total income of $1000.   If you successfully fill up all the secondary "Magnetic Matrixes" you get $9000 from your original investment of $900.  Most people won't be able to. After time goes along it will be hard to get more players and the pyramid will fall apart.  Why?   Will Customers (those not participating in the pay plan) buy the paintings?  Can pyramid players go out and sell the paintings for more than they paid for them?  Here is a predecessor (selling art  check prices) of Meridian http://www.artdirect.com  (see pyramid diagrams above)

Risk Analysis: This is a problem for U.S. regulators.  Meridian is moving to Malta with no pyramid laws.  Their server is still in the UK and that is a risk since the UK regulators are strict.  With the rapid growth Meridian will attract attention.  We saw International action with SkyBiz and probably the first time that International regulators started action together.  Prediction?  Nothing will happen until Meridian collapses!  Award goes to them for top pyramid of 2003!  Advice: run from this the FTC has named distributors as defendents in cases in the past!  Company out of reach?  If you live in the U.S. you aren't!
International Action on Pyramids   http://www.ftc.gov/speeches/other/dvimf16.htm


INVESTMENT FRAUD
Legal name of the area the MLMWatchDog generally works on stomping out:  Deceptive Practices involving the use of investors capital supposedly to create more money.  Generally the worst ones are high risk pyramid/ponzi or Gifting "Games" identified easily by the fact that you need to get a FIXED number of people (6, 8, 10 or 20) into the program to make a good return on the money that you put in.  When the magic number (6,8, etc) is reached (there is always the inference that others will be helping you) you "Bingo" and collect the bonus. Usually these are money only.

More confusing are Ponzi/Pyramid schemes that involve the sales of hyped up or worthless items (name lists, training and things you have a hard time finding the value of) to disguise the scheme.  The question here is always: would you buy this item if there were no opportunity involved?

Internet Chain letter Scam
The Good news!  The FTC got off thier tail and ran a sting operation on about 20 people who were pumping out these spam Emails.   They bought reports then had Federal Marshalls locate the mailbox were the money was sent.   They then arrested the scam artists.  Of to jail with big bonds!  Great!  have you noticed how the number of these dropped off since the first of 20002?   Great!   Now if the FTC would do someting about all the littel "Pyramid Scams" like above!   Rod Says:  Thanks to all you scumbags sending me nasty email last year after I put this up, telling me I was stupid and these letters were legal.  The Post Office used to jail people and now evidently the FTC is doing it for the Internet.  At last something Kewl out of the FTC!

Subj:  ADV: Make Huge $$$, Quick Returns!!
Date:  7/30/2001 12:53:41 AM Eastern Daylight Time
From:    awesome_returns@go.com (awesome- returns)
To:    awesome_returns@go.com
BEFORE YOU DELETE THIS MESSAGE PLEASE READ IN FULL.I GUARANTEE YOU WILL BE IMPRESSED!!
THANK YOU

***Under Bill S.1618 TITLE III passed by the 105th U.S. Congress this letter Can Not be Considered Spam
as long as we include the way to be removed.
//////////////////////////////////////////////////////////////////////////////
This message is sent in compliance with the new e-mail bill: SECTION 301. Sender:  "Per Section 301, Paragraph (a)(2)(C) of S. 1618, further transmissions to you by sender of this email may be stopped, at no cost to you, by sending a reply to this email address with the word "remove" in the subject line." FAT CHANCE
///////////////////////////////////////////////////////////////////////////////
Dear Friends & Future Millionaire:

AS SEEN ON NATIONAL TV
Making over half million dollars every 4 to 5 months from your home for an investment of only $25 U.S. Dollars expense one time THANK'S TO THE COMPUTER AGE AND THE INTERNET !
==================================================
BE A MILLIONAIRE LIKE OTHERS WITHIN A YEAR!!!
Before you say ''Bull'', please read the following. This is the letter  you have been hearing about on the news lately. Due to the popularity of this letter on the Internet, a national weekly news program recently devoted an entire show to the investigation of this program described below, to see if it really can make people money. The show also investigated whether or not the program was legal. Their findings proved once and for all that there are ''absolutely NO Laws prohibiting the participation in the program and if people can -follow the simple instructions, they are bound to make some mega bucks with only $25 out of pocket cost''. DUE TO THE RECENT INCREASE OF POPULARITY & RESPECT THIS PROGRAM HAS ATTAINED, IT IS CURRENTLY WORKING BETTER THAN EVER. This is what one had to say: ''Thanks to this profitable opportunity. I was approached many times before but each time I passed on it. I am so gladI finally joined just to see what one could expect in return for the minimal effort and money required. To my astonishment, I received total $ 610,470.00 in 21 weeks, with money still coming in." Pam Hedland, Fort Lee, New Jersey.<<LIE>>
===================================================
Here is another testimonial: "This program has been around for a long time but I never believed in it. But one day when I received this again in the mail I decided to gamble my $25 on it. I followed the simple instructions and walaa ..... 3 weeks later the money started to come in. First month I only made $240.00 but the next 2 months after that I made a total of $290,000.00. So far, in the past 8 months by re-entering the program, I have made over $710,000.00 and I am playing it again. The key to success in this program is to follow the simple steps and NOT change anything.'' More testimonials later but first, ~ PRINT THIS NOW FOR YOUR FUTUREREFERENCE <<LIE>>


$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$
If you would like to make at least $500,000 every 4 to 5 months easily and comfortably, please read the following...THEN READ IT AGAIN and AGAIN!!!
$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$


FOLLOW THE SIMPLE INSTRUCTION BELOW AND YOUR FINANCIAL DREAMS WILL COME TRUE, GUARANTEED! INSTRUCTIONS:  To seperate you from your money.


=====Order all 5 reports FROM ME shown on the list below =====
For each report, send $5 CASH, THE NAME & NUMBER OF THE REPORT YOU ARE ORDERING and YOUR E-MAIL ADDRESS to the person whose name appears ON THAT LIST next to the report. MAKE SURE YOUR RETURN ADDRESS IS ON YOUR ENVELOPE TOP LEFT CORNER in case of any mail problems.

=== When you place your order, make sure you order each of the 5 reports. You will need all 5 reports so that you can save them on your computer and resell them. YOUR TOTAL COST $5 X 5=$25.00. Within a few days you will receive, vie e-mail, each of the 5 reports from these 5 different individuals. Save them on your computer so they will  be accessible for you to send to the 1,000's of people who will order them from you. Also make a floppy of these reports and keep it on your desk in case something happen to your computer.

IMPORTANT - DO NOT alter the names of the people who are listed next to each report, or their sequence on the list, in any way other than what is instructed below in step '' 1 through 6 '' or you will loose out on majority of your profits. Once you understand the way this works, you will also see how it does not work if you change it. Remember, this method has been tested, and if you alter, it will NOT work !!! People have tried to put their friends/relatives names on all five thinking they could get all the money.  But it does not work this way. Believe us, we all have tried to be greedy and then nothing happened. So Do Not try to change anything other than what is instructed. Because if you do, it will not work for you. Remember, honesty reaps the reward!!!

1.... After you have ordered all 5 reports, take this advertisement and REMOVE the name & address of the person in REPORT # 5. This person
has made it through the cycle and is no doubt counting their fortune.
2.... Move the name & address in REPORT # 4 down TO REPORT # 5.
3.... Move the name & address in REPORT # 3 down TO REPORT # 4.
4.... Move the name & address in REPORT # 2 down TO REPORT # 3.
5.... Move the name & address in REPORT # 1 down TO REPORT # 2
6.... Insert YOUR name & address in the REPORT # 1 Position. PLEASE
MAKE SURE you copy every name & address ACCURATELY!
==========================================================
**** Take this entire letter, with the modified list of names, and save it on your computer. DO NOT MAKE ANY OTHER CHANGES. Save this on a disk as well just in case if you loose any data. To assist you with marketing your business on the internet, the 5 reports you purchase will provide you with invaluable marketing information which includes how to send bulk e-mails legally, where to find thousands of free classified ads and much more. There are 2 Primary methods to get this venture going: METHOD # 1: BY SENDING BULK E-MAIL LEGALLY 
<<Side Bar>> OH SCUMY AND SCAM!
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Let's say that you decide to start small, just to see how it goes, and we will assume You and those involved send out only 5,000 e-mails each. Let's also assume that the mailing receive only a 0.2% response (the response could be much better but lets just say it is only 0.2%. Also many people will send out hundreds of thousands e-mails instead of only 5,000 each). Continuing with this example, you send out only 5,000 e-mails. With a 0.2% response, that is only 10 orders for report # 1. Those 10 people responded by sending out 5,000 e-mail each for a total of 50,000. Out of those 50,000 e-mails only 0.2% responded with orders. That's=100 people responded and ordered Report # 2. Those 100 people mail out 5,000 e-mails each for a total of 500,000 e-mails. The 0.2% response to that is 1000 orders for Report # 3. Those 1000 people send out 5,000 e-mails each for a total of 5 million e-mails sent out. The 0.2% response to that is 10,000 orders for Report # 4. Those 10,000 people send out 5,000 e-mails each for a total of 50,000,000 (50 million) e-mails. The 0.2% response to that is 100,000 orders for Report # 5 THAT'S 100,000 ORDERS TIMES $5 EACH=$500,000.00 (half million). Your total income in this example is: 1... $50 + 2... $500 + 3... $5,000 + 4  $50,000 + 5... $500,000 ... Grand Total=$555,550.00 
<<Side Bar>> Actually this person just wants one you.....your money!

NUMBERS DO NOT LIE. GET A PENCIL & PAPER AND FIGURE OUT THE WORST POSSIBLE RESPONSES AND NO MATTER HOW YOU CALCULATE IT, YOU WILL STILL MAKE A LOT OFMONEY!
=========================================================
REMEMBER FRIEND, THIS IS ASSUMING ONLY 10 PEOPLE ORDERING OUT OF 5,000 YOU MAILED TO. Dare to think for a moment what would happen if everyone or half or even one 4th of those people mailed 100,000e-mails each or more? There are over 150 million people on the Internet worldwide and counting. Believe me, many people will do just that, and more!     
<<Side Bar>> NEVER HAPPEN - JUST ONE SUCKER!  YOU!

METHOD # 2 : BY PLACING FREE ADS ON THE INTERNET
=======================================================
Advertising on the net is very very inexpensive and there are hundreds of FREE places to advertise. Placing a lot of free ads on the Internet  will easily get a larger response. We strongly suggest you start with Method  # 1 and add  METHOD # 2 as you go along. For every $5 you receive, all you must do is e-mail them the Report they ordered. That's it. Always provide same day service on all orders. This will guarantee that the e-mail they send out, with your name and address on it, will be prompt because they can not advertise until they receive the report.

=========== AVAILABLE <<SCAM>> REPORTS ====================
ORDER EACH REPORT BY ITS NUMBER & NAME ONLY. Notes: Always send $5 cash (U.S. CURRENCY) for each Report. Checks NOT accepted. Make sure the cash is concealed by wrapping it in at least 2 sheets of paper. On one of those sheets of paper, Write the NUMBER & the NAME of the Report you are ordering, YOUR E-MAIL ADDRESS and your name
and postal address.

PLACE YOUR ORDER FOR THESE REPORTS NOW
====================================================
REPORT # 1: 'The Insider's Guide to Advertising for Free on the Net
Order Report #1 from:                  
<<Side Bar>> His mothers - drop box.
D & D Enterprises
1918 Teal Circle
Lincoln, NE 68506
USA                                     _______________________________________________________
REPORT # 2: The Insider's Guide to Sending Bulk e-mail on the Net
Order Report # 2 from:                   
<<Side Bar>> His wifes - drop box.
C. Smith
#35K, 8630-182 Street
Edmonton, Alberta
T5T 1M3
Canada                                   ______________________________________________________
REPORT # 3: Secret to Multilevel marketing on the net
Order Report # 3 from :                   
<<Side Bar>> His sons - drop box.
D. Drouin
P.O. Box 1354
St. Paul, Alberta
T0A 3A0
Canada                                     _____________________________________________________
REPORT # 4: How to become a millionaire utilizing MLM & the Net
Order Report # 4 from:                    
<<Side Bar>> His - drop box.
Shawn D. Delvin
3624 Bluebird Ave. S.W.
Grand Rapids MI 49509
USA                                        ______________________________________________________
REPORT #5: How to send out 0ne Million emails for free
Order Report # 5 From:                   
<<Side Bar>> His daughters  - drop box.
S.Z.
6311 Danube Road
Richmond B.C.
V7C 3H8
Canada                                          _______________________________________________________


$$$$$$$$$ YOUR SUCCESS GUIDELINES $$$$$$$$$$$
Follow these guidelines to guarantee your success:
=== If you do not receive at least 10 orders for Report #1 within 2 weeks, continue sending e-mails until you do. <<SUCKER>>
=== After you have received 10 orders, 2 to 3 weeks after that you should receive 100 orders or more for REPORT # 2. If you did not, continue advertising or sending e-mails until you do. <<SUCKER>>
=== Once you have received 100 or more orders for Report # 2, YOU CAN RELAX, because the system is already working for you, and the cash will continue to roll in ! <<SUCKER>>


THIS IS IMPORTANT TO REMEMBER:
Every time your name is moved down on the list, you are placed in front of a Different report. You can KEEP TRACK of your PROGRESS by watching which report people are ordering from you. IF YOU WANT TO GENERATE MORE INCOME SEND ANOTHER BATCH OF E-MAILS AND START THE WHOLE PROCESS AGAIN. There is NO LIMIT to the income you can generate from this business !!! <<BIG SUCKER>>


======================================================
FOLLOWING IS A NOTE FROM THE ORIGINATOR OF THIS PROGRAM: You have just received information that can give you financial freedom for the rest of your life, with NO RISK and JUST A LITTLE BIT OF EFFORT. You can make more money in the next few weeks and months than you have ever imagined. Follow the program EXACTLY AS INSTRUCTED. Do Not change it in any way. It works exceedingly well as it is now. Remember to e-mail a copy of this exciting report after you have put your name and address in Report #1 and moved others to #2 ...# 5 as instructed above. One of the people you send this to may send out 100,000 or more e-mails and your name will be on every one of them. Remember though, the more you send out the more potential customers you will reach. So my friend, I have given you the ideas, information, materials and opportunity to become financially independent. IT IS UP TO YOU NOW

============ MORE <<PHONEY>> TESTIMONIALS ================
"My name is Mitchell. My wife, Jody and I live in Chicago. I am an accountant with a major U.S. Corporation and I make pretty good money. When I received this program I grumbled to Jody about receiving ''junk mail''. I made fun of the whole thing, spouting my knowledge of the population and percentages involved. I ''knew'' it wouldn't work. Jody totally ignored my supposed intelligence and few days later she jumped in with both feet. I made merciless fun of her, and was ready to lay the old ''I told you so'' on her when the thing didn't work. Well, the laugh was on me! Within 3 weeks she had received 50 responses. Within the next 45 days she had received total $ 147,200.00 ... all cash! I was shocked. I have joined  Jody in her ''hobby''. Mitchell Wolf M.D., Chicago, Illinois
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''Not being the gambling type, <<I decided to be a thief>>, it took me several weeks to make up my mind to participate in this plan. But conservative that I am, I decided that the initial investment was so little that there was just no way that I wouldn't get enough orders to at least get my money back''. '' I was surprised when I found my medium size post office box crammed with orders. I made $319,210.00in the first 12 weeks. The nice thing about this deal is that it does not matter where people live. There simply  isn't a better investment with a faster return and so big." Dan Sondstrom, Alberta, Canada

ORDER YOUR REPORTS TODAY AND GET STARTED ON 'YOUR' ROAD TO FINANCIAL FREEDOM
<<AND LESS MONEY!>>

To be removed please hit reply and type REMOVE in subject line. <<FAT CHANCE!>>

If you have any question of the legality of this report contact the Office of Associate Director for Marketing Practices Federal Trade Commission Bureau of Consumer Protection in Washington DC.
<<Side Bar>>AND HE WILL TELL YOU THIS IS ILLEGAL, BUT HOW MANY STUPID FOOLS ACTUALLY CONTACT THE FTC! >>


Gifting Scams Click Here!
www.mlmwatchdog.com/RC_Gifting.html
www.mlmwatchdog.com/RC_Gifting2.html


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